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ASSESSMENT OF VARIOUS HOUSING PROGRAMMES


Table of content

Chapter One

Introduction

1.1    Background of the Study

1.2    Statement of Problem

  • Research Questions

1.4    Aim and Objectives

1.5    Hypothesis

1.6    Scope of the Study

1.7    Significance of the Study

  • Research Justification
  • Limitation of the Research

1.10 Constraint of the Study Area

1.11 Organization of the Study

Chapter Two

Literature Review

2.1 Conceptual Framework

2.2 Theoretical Framework

2.3 Empirical Review

Chapter three

Research methodology

3.0 Introduction

3.1 Research Design

3.2 Area of Study:

3.2 Research method:

3.3 Method of Data Collection:

3.4 Population of the study

3.5 Sample and Sampling techniques

CHAPTER FOUR

Data Presentation, Analysis and Interpretation

4.1.0 Introduction

4.1 DATA PRESENTATION

Chapter Five

Summary, Conclusion and Recommendation

5.1 Summary

5.2 Conclusion and Recommendation

Reference

Questionnaire

Abstract

This research work was carried out to determine the assessment of various housing programme in Nigeria, A case study of Akwa Ibom State. Four research question and Objectives were formulated in the course of this work, Descriptive and survey research design were used. Population of the study were ten real estate companies but three real estate companies were selected through random sampling techniques and size with a total number of 100 staff. The work describes housing problems in Nigeria, housing as a policy, as well as the national housing policy. Furthermore, it gives a review of housing policies and programmes in Nigeria. The identified problems that are associated with the implementation of housing policies in Nigeria are poor administration, inadequate funding, insufficient infrastructural amenities, as well as inadequate housing finance. Thus the findings shows that; That there is an extent to which the various housing programmes succeed to addressing needs and demand of the citizens within Akwa Ibom, that access to land and capital constitute a problem to various housing programs in the study area considering the commercial pressure faced by this sector, that the government agencies and the private sector contribute to the housing supply in Akwa Ibom and there is a recommended principles of public and private sector housing development measures aimed at achieving sustainable housing programmes in Nigeria and the study area in general. It then goes on to look at the various housing strategies programmes and policies that have emerged in Nigeria. The work recommends the periodic review of the housing policy, finance of housing policies, encouragement of the use of local materials, as well as the provision of low cost houses in urban and rural places in Akwa Ibom State.

 

Chapter One

Introduction

1.1    Background of the Study

Housing is one of the basic needs of life. The problem of supply in quantity is experienced in most developing economies like Akwa Ibom State (Ekop, 2006), the study area. This problem has been receiving attention by government and the private sector since the state was created in 1987. The problem is not peculiar to the state alone, it cut across the whole nation. It is against this background that the New National Housing Policy (NNHP) came into effect in Nigeria in 1991. The objectives of the NNHP were to encourage and promote active participation in housing delivery in all tiers of Government, strengthen housing institutions to be more responsive to demands, emphasize housing investments which satisfy basic needs and encourage greater participation by the private sector in housing development (Ekop, 2006). It was also to provide housing for all Nigerians by the Year 2010. Roles were specified for the three tiers of government, federal, state and local, the apex and primary mortgage institutions and the various governmental agencies responsible for housing supply in order to achieve the overall national policy (FGN, 1991). The performances of the three tiers of government, their agencies, are among the issues to be examined in this study.

Since Nigeria attained independence in 1960, the provision of housing has become a paramount corner stone of the policies of variable government at the Federal and State level (Onibokun, 1985). These are manifested in the various National Development plans of the successive Federal Government, the high population of Nigeria with an estimated annual growth rate of 3% has further created stress in the housing demand of its citizenry (Ozo, 1987). Government has consistently fallen short of the demand inspite of the conscious effort by both private and public sector to make for the provision of housing. Housing programs in Nigeria has really suffered in the past decades, although several attempt has been made by the government to solve housing problems but it still prove abortive. The slogan aimed at providing housing for all by the year 2000AD has become in effected in the Nigerian context.

According to Etim et al (2006); government’s approach to housing production has been through a provider system which is responsible for the high cost of finished houses. The second problem is the housing finance system which is hamstrung by lack of suitable forms of credit for the provision of houses for the less privileged. This problem is consequent upon current pervasive level of poverty, inhibiting savings and investment, poor fund mobilization and paucity long term finance for housing loan recovery.

1.2    Statement of Problem

Akwa Ibom State have been experiencing increase in population since the state was created in 1987, without corresponding increase in the provision of social facilities such as housing (Ekop, 2006). It has been ascertain that 100% of housing stock in the country including the study area is provided by both the private and public sector, which at the same time are facing numerous problems such as difficulty in land acquisition, institutional bottlenecks and difficulties arising from the operation of land-use-Act. This turn have affected the housing supply inspite of the conscious effort made by all operators in housing development and this have arisen the state of overcrowding in our state.

Also the new Federal Government housing policy and the strategy adopted for its implementation often fail due to insufficient regards to standard planning process which makes it necessary that statistical information on resources and people should be obtained to ensure sustainable housing delivery in the state. In practice, housing delivery in the state has been through the emergency housing relief programs which favoured only the average and high income earners.

Therefore it is expedient to assess the performance of government and private sector initiatives in housing delivery in the state with a view to enhance sustainable housing delivery in the state.

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Author: SPROJECT NG